Italians and health insurance: findings from the Monthly Report

Developed by a joint working group from ANIA (Italian National Association of Insurance Companies) and the Department of Economics and Statistics at the University of Naples Federico II, the goal of the Monthly Report is to track Italian consumer expectations through descriptive statistical analysis of data collected by the “Italian Survey on Consumer Expectations” (ISCE).

This survey investigates consumers' economic and financial choices and their expectations for the future trends of various economic indicators. It also includes a thematic section that varies with each survey wave.

For each ISCE survey, conducted on a quarterly basis, the report provides periodic updates on Italian consumer expectations regarding the macroeconomic and microeconomic landscape, as well as findings from specific thematic sections.

This report is based on data from the survey conducted in April 2024. It analyses Italian citizens' attitudes towards complementary health insurance by examining the factors influencing its uptake.

Data collected shows that in Italy, one in four individuals has private health insurance coverage. Among the factors contributing to the decision to take out such coverage, disposable income appears to be a primary driver. Other relevant factors include opinions on the adequacy of available products in relation to personal needs, the perception of risks associated with health-related events, and the perceived quality of the National Health Service (SSN).

It also appears that Italians' willingness to pay for a health policy is influenced by socio-economic characteristics, such as the respondent's professional status, and by individual perceptions of the risk of incurring healthcare expenses in the future.

For detailed information on methodology, content, definitions, and the survey sample, please refer to the Methodological Appendix.
Further insights on the data presented and additional statistical information not included in the report can be found in the Statistical Appendix.

Any questions regarding the data in this publication may be directed via email to grins_spoke3@ania.it.

The information contained in these publications may be used and distributed with appropriate citation of the source. ANIA and UniNa bear no responsibility for any misinterpretation or incorrect conclusions drawn from the information provided.

Italians and health insurance: findings from the Monthly Report

This report analyses the attitudes of Italian citizens towards complementary health insurance, focusing on the factors that influence the uptake of private coverage alongside that provided by the National Health Service.

Special section “Health Insurance”

This report is based on data from the survey conducted in April 2024. It analyses Italian citizens' attitudes towards complementary health insurance by examining the factors influencing its uptake.