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This analysis shows that, in Italy, despite longer life expectancy and an ageing population, both awareness of Long-Term Care (LTC) insurance and willingness to pay remain low. The LTC market is held back by limited financial capacity, lack of information, distrust in the product, and the belief of not being at risk of losing self-sufficiency.
This analysis presents Italian consumers’ expectations for the next 12 months from ISCE’s July 2025 survey, with comparisons back to October 2023. Consumers expect a macro slowdown—GDP contraction and higher unemployment versus official forecasts—and, on the micro side, lower disposable income, rising energy costs, and cautious spending with precautionary saving amid heightened uncertainty.
This analysis presents Italian consumers’ expectations regarding retirement, based on ISCE's data. Respondents anticipate retiring at around 66 years of age, with public pensions covering just over half of their working income. Most perceive old-age security as an individual responsibility, though participation in supplementary pension schemes remains limited. Significant differences emerge by gender, occupation, education, and region, highlighting uneven preparedness for retirement across the country.
This analysis presents Italian consumers’ expectations regarding key macroeconomic and microeconomic variables, based on survey data from April 2025. Amid growing uncertainty, economic outlooks are more pessimistic than in previous quarters, though unemployment is expected to improve. Consumers anticipate a decline in disposable income and savings interest rates, while spending intentions remain positive but show signs of slowing.
This analysis explores how Italians prepare financially for unexpected economic shocks, highlighting the role of income, age, gender, and economic expectations. Women tend to be more cautious, lower-income groups rely on liquid savings, and wealthier individuals diversify investments. On average, precautionary savings represent 2.7% of household consumption.
This report analyzes the diffusion of modern generative artificial intelligence—such as ChatGPT and Google Gemini—and its impact on Italian society, from everyday life to interactions between humans and technology. It also explores potential effects on the labor market, highlighting both the risks of job displacement due to automation and the opportunities arising from emerging technologies.
An intertemporal analysis of Italian consumer expectations regarding key macroeconomic variables—GDP, inflation, unemployment, interest rates, and housing prices—based on survey data from January 2025
An analysis of Italian citizens’ willingness to support environmental risk mitigation, highlighting moderate initial support and the significant impact of information about human and economic consequences of hydrogeological disasters. Based on ISCE survey data from October 2023 to February 2025, the study shows that awareness-raising strategies can meaningfully increase both participation rates and individual contributions to a public prevention fund.
An analysis of financial literacy in Italy, highlighting low awareness of key concepts—interest rates, inflation, and diversification—and its impact on savings, investments, and financial planning, based on ISCE survey data from October 2023 to February 2025.
An intertemporal analysis of Italian consumer expectations regarding key macroeconomic variables—GDP, inflation, unemployment, interest rates, and housing prices—based on survey data from October 2023 to October 2024.
An intertemporal analysis of Italian consumer expectations regarding key macroeconomic variables—GDP, inflation, unemployment, interest rates, and housing prices—based on survey data from October 2023 to July 2024.
An intertemporal analysis of Italian consumer expectations regarding key macroeconomic variables—GDP, inflation, unemployment, interest rates, and housing prices—based on survey data from October 2023 to July 2024.
This report analyses the attitudes of Italian citizens towards complementary health insurance, focusing on the factors that influence the uptake of private coverage alongside that provided by the National Health Service.
The report offers a comparison over time of consumer expectations regarding growth in common microeconomic variables: individual income, total consumption, energy consumption, healthcare expenditure, and durable goods purchasing intentions.
An intertemporal comparison of growth expectations for the most common macroeconomic indicators: GDP, inflation, unemployment, interest rate, and housing prices.
The report analyses Italian consumers' expectations regarding severe events of natural, political, or technological origin that could impact Italy, as well as their potential economic repercussions.
This report analyses data from the survey conducted in October 2023, focusing on Italian consumers' expectations for the following 12 months concerning key microeconomic indicators.
This report analyses data from the survey conducted in October 2023, focusing on Italian consumers' expectations for the following 12 months concerning key macroeconomic indicators.
The project is funded by the European Union - NextGenerationEU in the framework of the GRINS - Growing Resilient INclusive and Sustainable project (GRINS PE00000018 – CUP E63C22002140007). The views and opinions expressed are solely those of the authors and do not necessarily reflect those of the European Union nor can the European Union be held responsible for them.
